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Blog

Brian Barsness | Sep 25, 2026

What is a First Home Savings Account (FHSA)?

Investments
Have you heard about the new type of savings account, the First Home Savings Account (FHSA)? It’s specifically aimed at Canadians looking to save for their
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Brian Barsness | Sep 25, 2026

What Is Participating Whole Life Insurance?

Savings
Participating whole life insurance is a permanent policy that does more than protect your family — it builds cash value and pays dividends over time. Learn how
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Brian Barsness | Sep 25, 2026

How RDSPs Build Long-Term Growth

Investments
Worried about your loved one’s long-term financial security? Learn how RDSP tax-deferred growth can build meaningful savings over time — and why starting early
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Brian Barsness | Jul 3, 2026

How to Catch Up on Your RRSP Contributions

Retirement
Investments
Unused RRSP contribution room does not disappear; it carries forward every year. If you have fallen behind on contributions, you may have more room than you
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Brian Barsness | Jun 24, 2026

RDSP vs. TFSA vs. RRSP: Which Account Is Right for Someone with a Disability?

Investments
Family
For Canadians living with a disability, three savings accounts offer very different benefits. The RDSP comes with significant federal grants and bonds. The TFSA
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Brian Barsness | Jun 24, 2026

What Is Life Insurance and How Does It Work?

Lifestyle
Savings
Life insurance doesn’t have to be confusing. Learn how it works, the difference between term and permanent coverage, and how to decide how much protection your
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Brian Barsness | Jun 24, 2026

Generic Ozempic Is Here. Will Your Drug Plan Actually Save Money?

Lifestyle
Family
Generic semaglutide (the active ingredient in Ozempic) is now available in Canada, and it has the potential to meaningfully reduce drug costs for employer
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Brian Barsness | Apr 1, 2026

Tax Lines to Look Out For on Your 2025 Canadian Tax Return

Investments
Tax Planning
The 2025 tax year brings a lower federal tax rate, higher contribution limits, and several eliminated credits. From the new Canada Disability Benefit to changes
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Brian Barsness | Mar 31, 2026

Ontario Budget 2026

wealth
Investments
Tax Planning
The 2026 Ontario Budget brings major changes for small business owners, home buyers, and investors. From a cut to the small business tax rate to an enhanced HST
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Brian Barsness | Jan 7, 2026

Tax Free Savings Account 2026

Tax Planning
Savings
A Tax-Free Savings Account (TFSA) is one of the most flexible savings and investing tools available to Canadians. With tax-free growth, tax-free withdrawals
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Brian Barsness | Jan 2, 2026

2026 Financial Calendar

Finance
Tax Planning
wealth
Savings
Family
Retirement
Investments
Lifestyle
Managing your finances effectively begins with staying informed about important dates and deadlines throughout the year. This comprehensive guide outlines key
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buildings near cliff under blue and white sky during daytime photography by YIFEI CHEN courtesy of Unsplash.
Brian Barsness | Sep 3, 2025

Why Patience Beats Perfection: The Long-Term Investor's Guide to Market Timing

Finance
Investments

Over the course of your investing life, you’ll encounter market lows and highs. Headlines often spotlight the extremes, especially when markets reach record

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